US5.com
  1. Home
  2. States
  3. Louisiana
  4. ZIP 70454
  5. Housing & Real Estate
Ponchatoula city, LA

ZIP 70454 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 70454

Median Home Value
$219,500
Median Rent
$1,011
Affordability Snapshot
$60,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,410/mo PITI).

17%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.1x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

18.1 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 70454 in Ponchatoula city, LA, a household would need roughly $60,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,410. That sits below the local median household income ($70,560), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 11% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
82.8%+27% vs US avg
x
Vacancy Rate
10.7%+4% vs US avg
x
Broadband Access
88.7%+2% vs US avg
x
4+ Bedrooms
2.5%-83% vs US avg
x
Built Pre-1939
2.2%-83% vs US avg
x
Built Post-2014
3.4%-51% vs US avg
x
Rent Burden >30%
25.1%-50% vs US avg
x
Mortgage-Free
39.1%+2% vs US avg
x
$219,500
Home Value
$1,011
Rent
2001
Year Built
2013
Moved In

Residents have lived here since ~2013 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached77.0%
  • 1-unit attached1.4%
  • 2-9 units4.3%
  • 10+ units0.7%
  • Mobile home & other16.7%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$219,500
Median rent$1,011
Owner-occupied82.8%
Vacant10.7%
Price-to-income3.1x
Est. income to buy$60,000