ZIP Code 70345 — Cut Off CDP, LA Demographics & Data

ZIP code 70345 covers Cut Off, LA in Lafourche Parish with a population of about 8,678.

At a glance, the area shows median age of 39.7 (near the U.S. median).

It sits in telephone area code 985; U.S. House district LA-1; the NEW ORLEANS media market.

Median household income in ZIP 70345 is about $59,474 — about 21% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 17.6%; unemployment rate near 4.2%; 15.7% of adults with a bachelor’s degree or higher (about 18.0 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Education, Healthcare, and Mining; about 1.4% of workers reporting work-from-home (about 13.8 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $165,600 — about 52% below the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $571 (about 51% below the U.S. median rent ($1,163)), and owner-occupancy near 79.7% (about 14.3 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 70345 in Cut Off, LA, a household would need roughly $46,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,064. That sits below the local median household income ($59,474), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Climate normals for Cut Off CDP, LA show little to no average snow and around 66.7 inches of annual precipitation.

IRS migration statistics show a net inflow of about 343 for ZIP 70345 (Cut Off CDP, LA) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.