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ZIP 69103
Housing & Real Estate

ZIP 69103 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle Class

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 69103

Median Home Value

$253,595

Median Rent

$905

Affordability Snapshot

$70,000

Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,629/mo PITI).

17%

Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

4.0x

Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

23.4 yrs

Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 69103, a household would need roughly $70,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,629. That is roughly in line with the local median household income ($62,908). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Diverse housing tenure.

Heating Fuel

Housing Metrics

Owner Occupied

48.9%-25% vs US avg

Vacancy Rate

5.8%-43% vs US avg

Broadband Access

80.6%-7% vs US avg

4+ Bedrooms

3.1%-79% vs US avg

Built Pre-1939

0.7%-94% vs US avg

Built Post-2014

0.0%-99% vs US avg

Rent Burden >30%

23.3%-53% vs US avg

Mortgage-Free

37.0%-3% vs US avg

$253,595

Home Value

$905

Rent

1976

Year Built

2015

Moved In

Residents have lived here since ~2015 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

1-unit detached54.3%
1-unit attached4.5%
2-9 units13.2%
10+ units28.0%
Mobile home & other0.1%

ZIP 69103 — Housing & Real Estate

Housing & Real Estate in ZIP Code 69103

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