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ZIP 68103 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle Class

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 68103

Median Home Value
$360,600
Median Rent
$1,284
Affordability Snapshot
$99,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$2,316/mo PITI).

21%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

4.8x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

23.4 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 68103, a household would need roughly $99,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,316. That is about 32% above the local median household income ($74,821), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 16% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
16.3%-75% vs US avg
x
Vacancy Rate
16.4%+59% vs US avg
x
Broadband Access
93.4%+7% vs US avg
x
4+ Bedrooms
0.8%-94% vs US avg
x
Built Pre-1939
10.7%-17% vs US avg
x
Built Post-2014
0.0%
x
Rent Burden >30%
12.9%-74% vs US avg
x
Mortgage-Free
14.6%-62% vs US avg
x
$360,600
Home Value
$1,284
Rent
1941
Year Built
N/A
Moved In
Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached1.1%
  • 1-unit attached3.9%
  • 2-9 units4.5%
  • 10+ units89.7%
  • Mobile home & other0.8%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$360,600
Median rent$1,284
Owner-occupied16.3%
Vacant16.4%
Price-to-income4.8x
Est. income to buy$99,000