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Garden City city, KS

ZIP 67846 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 67846

Median Home Value
$188,200
Median Rent
$742
Affordability Snapshot
$52,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,209/mo PITI).

12%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.6x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

21.1 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 67846 in Garden City city, KS, a household would need roughly $52,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,209. That sits below the local median household income ($72,507), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Owner-occupied majority; balanced tenure mix.

Heating Fuel
Housing Metrics
Owner Occupied
62.4%-5% vs US avg
x
Vacancy Rate
7.6%-26% vs US avg
x
Broadband Access
87.8%+1% vs US avg
x
4+ Bedrooms
8.5%-42% vs US avg
x
Built Pre-1939
4.2%-68% vs US avg
x
Built Post-2014
0.7%-90% vs US avg
x
Rent Burden >30%
14.1%-72% vs US avg
x
Mortgage-Free
49.0%+28% vs US avg
x
$188,200
Home Value
$742
Rent
1977
Year Built
2014
Moved In

Residents have lived here since ~2014 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached58.3%
  • 1-unit attached2.7%
  • 2-9 units18.6%
  • 10+ units6.3%
  • Mobile home & other14.0%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$188,200
Median rent$742
Owner-occupied62.4%
Vacant7.6%
Price-to-income2.6x
Est. income to buy$52,000