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Olpe city, KS

ZIP 66865 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Upper Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 66865

Median Home Value
$195,100
Median Rent
$482
Affordability Snapshot
$54,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,253/mo PITI).

5%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

1.8x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

33.7 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 66865 in Olpe city, KS, a household would need roughly $54,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,253. That sits below the local median household income ($105,645), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 13% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
84.4%+29% vs US avg
x
Vacancy Rate
12.9%+26% vs US avg
x
Broadband Access
88.0%+1% vs US avg
x
4+ Bedrooms
5.5%-63% vs US avg
x
Built Pre-1939
1.5%-88% vs US avg
x
Built Post-2014
1.7%-75% vs US avg
x
Rent Burden >30%
1.6%-97% vs US avg
x
Mortgage-Free
39.9%+4% vs US avg
x
$195,100
Home Value
$482
Rent
1974
Year Built
2013
Moved In

Residents have lived here since ~2013 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached90.7%
  • 1-unit attached0.0%
  • 2-9 units2.8%
  • 10+ units0.2%
  • Mobile home & other6.4%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$195,100
Median rent$482
Owner-occupied84.4%
Vacant12.9%
Price-to-income1.8x
Est. income to buy$54,000