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Girard city, KS

ZIP 66743 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 66743

Median Home Value
$106,200
Median Rent
$492
Affordability Snapshot
$29,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$682/mo PITI).

11%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.0x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

18.0 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 66743 in Girard city, KS, a household would need roughly $29,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $682. That sits below the local median household income ($52,118), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 15% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
66.5%+2% vs US avg
x
Vacancy Rate
14.6%+41% vs US avg
x
Broadband Access
79.6%-8% vs US avg
x
4+ Bedrooms
2.2%-85% vs US avg
x
Built Pre-1939
14.6%+14% vs US avg
x
Built Post-2014
1.0%-86% vs US avg
x
Rent Burden >30%
12.5%-75% vs US avg
x
Mortgage-Free
56.1%+47% vs US avg
x
$106,200
Home Value
$492
Rent
1965
Year Built
2012
Moved In

Residents have lived here since ~2012 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached93.4%
  • 1-unit attached0.4%
  • 2-9 units1.3%
  • 10+ units2.1%
  • Mobile home & other2.8%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$106,200
Median rent$492
Owner-occupied66.5%
Vacant14.6%
Price-to-income2.0x
Est. income to buy$29,000