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Topeka city, KS

ZIP 66610 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Upper Middle ClassLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 66610

Median Home Value
$322,900
Median Rent
$1,089
Affordability Snapshot
$89,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$2,074/mo PITI).

10%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.5x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

24.7 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 66610 in Topeka city, KS, a household would need roughly $89,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,074. That sits below the local median household income ($127,621), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Mostly owner-occupied, low vacancy — stable housing market.

Heating Fuel
Housing Metrics
Owner Occupied
96.9%+48% vs US avg
x
Vacancy Rate
1.8%-83% vs US avg
x
Broadband Access
93.6%+8% vs US avg
x
4+ Bedrooms
20.7%+40% vs US avg
x
Built Pre-1939
0.2%-98% vs US avg
x
Built Post-2014
2.1%-70% vs US avg
x
Rent Burden >30%
18.0%-64% vs US avg
x
Mortgage-Free
41.6%+9% vs US avg
x
$322,900
Home Value
$1,089
Rent
1995
Year Built
2008
Moved In

Residents have lived here since ~2008 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached96.4%
  • 1-unit attached1.9%
  • 2-9 units0.0%
  • 10+ units0.0%
  • Mobile home & other1.6%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$322,900
Median rent$1,089
Owner-occupied96.9%
Vacant1.8%
Price-to-income2.5x
Est. income to buy$89,000