US5.com
  1. Home
  2. States
  3. Kansas
  4. ZIP 66549
  5. Housing & Real Estate
Westmoreland city, KS

ZIP 66549 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 66549

Median Home Value
$199,600
Median Rent
$625
Affordability Snapshot
$55,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,282/mo PITI).

11%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.0x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

26.6 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 66549 in Westmoreland city, KS, a household would need roughly $55,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,282. That sits below the local median household income ($67,361), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Owner-occupied majority; balanced tenure mix.

Heating Fuel
Housing Metrics
Owner Occupied
84.8%+30% vs US avg
x
Vacancy Rate
8.0%-22% vs US avg
x
Broadband Access
89.3%+3% vs US avg
x
4+ Bedrooms
1.9%-87% vs US avg
x
Built Pre-1939
2.0%-84% vs US avg
x
Built Post-2014
0.2%-98% vs US avg
x
Rent Burden >30%
4.9%-90% vs US avg
x
Mortgage-Free
57.7%+51% vs US avg
x
$199,600
Home Value
$625
Rent
1977
Year Built
2008
Moved In

Residents have lived here since ~2008 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached82.0%
  • 1-unit attached5.1%
  • 2-9 units0.9%
  • 10+ units2.2%
  • Mobile home & other9.9%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$199,600
Median rent$625
Owner-occupied84.8%
Vacant8.0%
Price-to-income3.0x
Est. income to buy$55,000