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Seneca city, KS

ZIP 66538 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 66538

Median Home Value
$252,900
Median Rent
$442
Affordability Snapshot
$70,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,625/mo PITI).

7%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.3x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

47.7 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 66538 in Seneca city, KS, a household would need roughly $70,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,625. That is roughly in line with the local median household income ($77,076). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Owner-occupied majority; balanced tenure mix.

Heating Fuel
Housing Metrics
Owner Occupied
79.6%+22% vs US avg
x
Vacancy Rate
9.0%-13% vs US avg
x
Broadband Access
82.6%-5% vs US avg
x
4+ Bedrooms
13.1%-12% vs US avg
x
Built Pre-1939
2.9%-78% vs US avg
x
Built Post-2014
0.3%-95% vs US avg
x
Rent Burden >30%
19.6%-60% vs US avg
x
Mortgage-Free
60.7%+59% vs US avg
x
$252,900
Home Value
$442
Rent
1977
Year Built
2012
Moved In

Residents have lived here since ~2012 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached84.9%
  • 1-unit attached4.8%
  • 2-9 units5.1%
  • 10+ units2.9%
  • Mobile home & other2.3%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$252,900
Median rent$442
Owner-occupied79.6%
Vacant9.0%
Price-to-income3.3x
Est. income to buy$70,000