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Osage City city, KS

ZIP 66523 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 66523

Median Home Value
$148,100
Median Rent
$482
Affordability Snapshot
$41,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$951/mo PITI).

8%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.1x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

25.6 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 66523 in Osage City city, KS, a household would need roughly $41,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $951. That sits below the local median household income ($69,284), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 12% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
73.6%+13% vs US avg
x
Vacancy Rate
12.5%+21% vs US avg
x
Broadband Access
80.5%-8% vs US avg
x
4+ Bedrooms
5.7%-61% vs US avg
x
Built Pre-1939
1.7%-87% vs US avg
x
Built Post-2014
0.7%-89% vs US avg
x
Rent Burden >30%
10.0%-80% vs US avg
x
Mortgage-Free
43.1%+13% vs US avg
x
$148,100
Home Value
$482
Rent
1972
Year Built
2013
Moved In

Residents have lived here since ~2013 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached82.3%
  • 1-unit attached0.8%
  • 2-9 units6.1%
  • 10+ units0.6%
  • Mobile home & other10.2%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$148,100
Median rent$482
Owner-occupied73.6%
Vacant12.5%
Price-to-income2.1x
Est. income to buy$41,000