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Onaga city, KS

ZIP 66521 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 66521

Median Home Value
$181,800
Median Rent
$581
Affordability Snapshot
$50,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,168/mo PITI).

13%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.3x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

26.1 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 66521 in Onaga city, KS, a household would need roughly $50,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,168. That is roughly in line with the local median household income ($54,779). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 16% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
65.3%-0% vs US avg
x
Vacancy Rate
15.8%+54% vs US avg
x
Broadband Access
77.4%-11% vs US avg
x
4+ Bedrooms
10.9%-26% vs US avg
x
Built Pre-1939
8.4%-34% vs US avg
x
Built Post-2014
0.6%-91% vs US avg
x
Rent Burden >30%
14.7%-70% vs US avg
x
Mortgage-Free
62.0%+62% vs US avg
x
$181,800
Home Value
$581
Rent
1959
Year Built
2010
Moved In

Residents have lived here since ~2010 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached79.6%
  • 1-unit attached1.1%
  • 2-9 units4.9%
  • 10+ units8.6%
  • Mobile home & other5.9%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$181,800
Median rent$581
Owner-occupied65.3%
Vacant15.8%
Price-to-income3.3x
Est. income to buy$50,000