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Centralia city, KS

ZIP 66415 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 66415

Median Home Value
$80,000
Median Rent
$525
Affordability Snapshot
$22,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$514/mo PITI).

9%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

1.2x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

12.7 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 66415 in Centralia city, KS, a household would need roughly $22,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $514. That sits below the local median household income ($66,406), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Owner-occupied majority; balanced tenure mix.

Heating Fuel
Housing Metrics
Owner Occupied
82.1%+26% vs US avg
x
Vacancy Rate
5.9%-43% vs US avg
x
Broadband Access
78.7%-10% vs US avg
x
4+ Bedrooms
3.0%-80% vs US avg
x
Built Pre-1939
14.8%+15% vs US avg
x
Built Post-2014
1.2%-83% vs US avg
x
Rent Burden >30%
7.0%-86% vs US avg
x
Mortgage-Free
60.3%+58% vs US avg
x
$80,000
Home Value
$525
Rent
1971
Year Built
2007
Moved In

Residents have lived here since ~2007 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached90.0%
  • 1-unit attached0.3%
  • 2-9 units5.6%
  • 10+ units0.0%
  • Mobile home & other4.1%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$80,000
Median rent$525
Owner-occupied82.1%
Vacant5.9%
Price-to-income1.2x
Est. income to buy$22,000