US5.com
  1. Home
  2. States
  3. Kansas
  4. ZIP 66094
  5. Housing & Real Estate
White Cloud city, KS

ZIP 66094 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 66094

Median Home Value
$154,700
Median Rent
$325
Affordability Snapshot
$43,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$994/mo PITI).

8%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.0x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

39.7 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 66094 in White Cloud city, KS, a household would need roughly $43,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $994. That sits below the local median household income ($51,875), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 36% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
65.2%-0% vs US avg
x
Vacancy Rate
36.4%+253% vs US avg
x
Broadband Access
91.3%+5% vs US avg
x
4+ Bedrooms
0.8%-95% vs US avg
x
Built Pre-1939
14.6%+14% vs US avg
x
Built Post-2014
0.4%-94% vs US avg
x
Rent Burden >30%
16.1%-68% vs US avg
x
Mortgage-Free
72.4%+89% vs US avg
x
$154,700
Home Value
$325
Rent
1982
Year Built
2008
Moved In

Residents have lived here since ~2008 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached72.3%
  • 1-unit attached0.0%
  • 2-9 units19.4%
  • 10+ units0.0%
  • Mobile home & other8.3%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$154,700
Median rent$325
Owner-occupied65.2%
Vacant36.4%
Price-to-income3.0x
Est. income to buy$43,000