US5.com
  1. Home
  2. States
  3. Kansas
  4. ZIP 66030
  5. Housing & Real Estate
Gardner city, KS

ZIP 66030 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 66030

Median Home Value
$281,700
Median Rent
$1,111
Affordability Snapshot
$78,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,810/mo PITI).

14%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.0x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

21.1 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 66030 in Gardner city, KS, a household would need roughly $78,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,810. That sits below the local median household income ($93,891), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Owner-occupied majority; balanced tenure mix.

Heating Fuel
Housing Metrics
Owner Occupied
69.7%+7% vs US avg
x
Vacancy Rate
4.0%-61% vs US avg
x
Broadband Access
95.1%+9% vs US avg
x
4+ Bedrooms
5.9%-60% vs US avg
x
Built Pre-1939
1.2%-90% vs US avg
x
Built Post-2014
2.5%-64% vs US avg
x
Rent Burden >30%
17.9%-64% vs US avg
x
Mortgage-Free
25.9%-32% vs US avg
x
$281,700
Home Value
$1,111
Rent
2001
Year Built
2015
Moved In

Residents have lived here since ~2015 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached68.9%
  • 1-unit attached10.3%
  • 2-9 units12.5%
  • 10+ units3.0%
  • Mobile home & other5.3%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$281,700
Median rent$1,111
Owner-occupied69.7%
Vacant4.0%
Price-to-income3.0x
Est. income to buy$78,000