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Springfield city, MO

ZIP 65802 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 65802

Median Home Value
$162,400
Median Rent
$690
Affordability Snapshot
$45,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,043/mo PITI).

16%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.2x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

19.6 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 65802 in Springfield city, MO, a household would need roughly $45,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,043. That sits below the local median household income ($51,080), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Diverse housing tenure.

Heating Fuel
Housing Metrics
Owner Occupied
56.9%-13% vs US avg
x
Vacancy Rate
6.2%-40% vs US avg
x
Broadband Access
85.2%-2% vs US avg
x
4+ Bedrooms
2.6%-83% vs US avg
x
Built Pre-1939
4.0%-69% vs US avg
x
Built Post-2014
0.7%-90% vs US avg
x
Rent Burden >30%
23.4%-53% vs US avg
x
Mortgage-Free
35.8%-6% vs US avg
x
$162,400
Home Value
$690
Rent
1978
Year Built
2016
Moved In

Residents have lived here since ~2016 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached77.6%
  • 1-unit attached2.1%
  • 2-9 units8.8%
  • 10+ units8.4%
  • Mobile home & other3.1%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$162,400
Median rent$690
Owner-occupied56.9%
Vacant6.2%
Price-to-income3.2x
Est. income to buy$45,000