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Urbana city, MO

ZIP 65767 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 65767

Median Home Value
$165,300
Median Rent
$382
Affordability Snapshot
$46,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,062/mo PITI).

9%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.2x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

36.1 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 65767 in Urbana city, MO, a household would need roughly $46,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,062. That sits below the local median household income ($51,923), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 20% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
80.3%+23% vs US avg
x
Vacancy Rate
20.2%+96% vs US avg
x
Broadband Access
79.9%-8% vs US avg
x
4+ Bedrooms
8.5%-42% vs US avg
x
Built Pre-1939
3.8%-70% vs US avg
x
Built Post-2014
2.5%-64% vs US avg
x
Rent Burden >30%
40.7%-18% vs US avg
x
Mortgage-Free
49.0%+28% vs US avg
x
$165,300
Home Value
$382
Rent
1993
Year Built
2012
Moved In

Residents have lived here since ~2012 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached71.6%
  • 1-unit attached0.0%
  • 2-9 units2.4%
  • 10+ units0.0%
  • Mobile home & other26.0%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$165,300
Median rent$382
Owner-occupied80.3%
Vacant20.2%
Price-to-income3.2x
Est. income to buy$46,000