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Seymour city, MO

ZIP 65746 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 65746

Median Home Value
$190,500
Median Rent
$550
Affordability Snapshot
$52,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,224/mo PITI).

12%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.6x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

28.9 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 65746 in Seymour city, MO, a household would need roughly $52,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,224. That is roughly in line with the local median household income ($53,503). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Owner-occupied majority; balanced tenure mix.

Heating Fuel
Housing Metrics
Owner Occupied
80.3%+23% vs US avg
x
Vacancy Rate
8.9%-13% vs US avg
x
Broadband Access
66.8%-23% vs US avg
x
4+ Bedrooms
9.5%-36% vs US avg
x
Built Pre-1939
4.0%-69% vs US avg
x
Built Post-2014
1.4%-80% vs US avg
x
Rent Burden >30%
16.5%-67% vs US avg
x
Mortgage-Free
50.7%+33% vs US avg
x
$190,500
Home Value
$550
Rent
1992
Year Built
2012
Moved In

Residents have lived here since ~2012 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached80.4%
  • 1-unit attached1.1%
  • 2-9 units4.0%
  • 10+ units3.4%
  • Mobile home & other11.0%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$190,500
Median rent$550
Owner-occupied80.3%
Vacant8.9%
Price-to-income3.6x
Est. income to buy$52,000