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Ozark city, MO

ZIP 65721 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 65721

Median Home Value
$253,700
Median Rent
$800
Affordability Snapshot
$70,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,630/mo PITI).

13%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.3x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

26.4 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 65721 in Ozark city, MO, a household would need roughly $70,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,630. That is roughly in line with the local median household income ($76,552). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Owner-occupied majority; balanced tenure mix.

Heating Fuel
Housing Metrics
Owner Occupied
74.7%+14% vs US avg
x
Vacancy Rate
5.0%-52% vs US avg
x
Broadband Access
91.2%+5% vs US avg
x
4+ Bedrooms
10.6%-28% vs US avg
x
Built Pre-1939
0.5%-96% vs US avg
x
Built Post-2014
2.0%-71% vs US avg
x
Rent Burden >30%
17.5%-65% vs US avg
x
Mortgage-Free
30.6%-20% vs US avg
x
$253,700
Home Value
$800
Rent
2000
Year Built
2015
Moved In

Residents have lived here since ~2015 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached77.7%
  • 1-unit attached5.5%
  • 2-9 units9.1%
  • 10+ units5.2%
  • Mobile home & other2.5%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$253,700
Median rent$800
Owner-occupied74.7%
Vacant5.0%
Price-to-income3.3x
Est. income to buy$70,000