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Exeter city, MO

ZIP 65647 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 65647

Median Home Value
$150,900
Median Rent
$472
Affordability Snapshot
$42,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$969/mo PITI).

11%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.9x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

26.6 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 65647 in Exeter city, MO, a household would need roughly $42,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $969. That sits below the local median household income ($51,500), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Owner-occupied majority; balanced tenure mix.

Heating Fuel
Housing Metrics
Owner Occupied
85.1%+30% vs US avg
x
Vacancy Rate
8.9%-13% vs US avg
x
Broadband Access
80.0%-8% vs US avg
x
4+ Bedrooms
8.4%-43% vs US avg
x
Built Pre-1939
4.3%-67% vs US avg
x
Built Post-2014
1.1%-83% vs US avg
x
Rent Burden >30%
33.7%-32% vs US avg
x
Mortgage-Free
63.7%+67% vs US avg
x
$150,900
Home Value
$472
Rent
1977
Year Built
2010
Moved In

Residents have lived here since ~2010 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached78.9%
  • 1-unit attached0.0%
  • 2-9 units4.2%
  • 10+ units0.0%
  • Mobile home & other16.9%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$150,900
Median rent$472
Owner-occupied85.1%
Vacant8.9%
Price-to-income2.9x
Est. income to buy$42,000