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Everton city, MO

ZIP 65646 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 65646

Median Home Value
$173,600
Median Rent
$380
Affordability Snapshot
$48,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,115/mo PITI).

9%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.3x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

38.1 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 65646 in Everton city, MO, a household would need roughly $48,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,115. That is roughly in line with the local median household income ($52,632). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 19% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
90.4%+38% vs US avg
x
Vacancy Rate
19.2%+87% vs US avg
x
Broadband Access
79.3%-9% vs US avg
x
4+ Bedrooms
6.6%-55% vs US avg
x
Built Pre-1939
6.5%-49% vs US avg
x
Built Post-2014
1.3%-81% vs US avg
x
Rent Burden >30%
12.5%-75% vs US avg
x
Mortgage-Free
73.8%+93% vs US avg
x
$173,600
Home Value
$380
Rent
1977
Year Built
2007
Moved In

Residents have lived here since ~2007 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached79.4%
  • 1-unit attached0.3%
  • 2-9 units0.6%
  • 10+ units0.0%
  • Mobile home & other19.7%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$173,600
Median rent$380
Owner-occupied90.4%
Vacant19.2%
Price-to-income3.3x
Est. income to buy$48,000