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Winona city, MO

ZIP 65588 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 65588

Median Home Value
$155,500
Median Rent
$258
Affordability Snapshot
$43,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$999/mo PITI).

7%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.3x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

50.2 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 65588 in Winona city, MO, a household would need roughly $43,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $999. That is roughly in line with the local median household income ($46,500). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 15% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
84.2%+29% vs US avg
x
Vacancy Rate
15.3%+48% vs US avg
x
Broadband Access
71.7%-18% vs US avg
x
4+ Bedrooms
3.5%-76% vs US avg
x
Built Pre-1939
8.1%-37% vs US avg
x
Built Post-2014
0.7%-90% vs US avg
x
Rent Burden >30%
8.2%-83% vs US avg
x
Mortgage-Free
48.2%+26% vs US avg
x
$155,500
Home Value
$258
Rent
1980
Year Built
2011
Moved In

Residents have lived here since ~2011 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached71.4%
  • 1-unit attached0.0%
  • 2-9 units9.9%
  • 10+ units0.5%
  • Mobile home & other18.2%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$155,500
Median rent$258
Owner-occupied84.2%
Vacant15.3%
Price-to-income3.3x
Est. income to buy$43,000