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, MO

ZIP 65446 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 65446

Median Home Value
$106,700
Median Rent
N/A
Affordability Snapshot
$29,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$685/mo PITI).

1.3x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

To comfortably buy a median-priced home in ZIP 65446 in MO, a household would need roughly $29,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $685. That sits below the local median household income ($81,452), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 12% — check local market conditions.

Heating Fuel
Housing Metrics

Historic housing stock (47% built before 1939)

Owner Occupied
29.1%-56% vs US avg
x
Vacancy Rate
11.8%+15% vs US avg
x
Broadband Access
73.1%-16% vs US avg
x
4+ Bedrooms
0.0%
x
Built Pre-1939
46.7%+265% vs US avg
x
Built Post-2014
0.0%
x
Rent Burden >30%
0.0%
x
Mortgage-Free
12.8%-66% vs US avg
x
$106,700
Home Value
N/A
Rent
1972
Year Built
2009
Moved In

Residents have lived here since ~2009 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached63.2%
  • 1-unit attached8.6%
  • 2-9 units0.0%
  • 10+ units0.0%
  • Mobile home & other28.3%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$106,700
Median rent$-666,666,666
Owner-occupied29.1%
Vacant11.8%
Price-to-income1.3x
Est. income to buy$29,000