ZIP Code 65330 — Gilliam city, MO Demographics & Data

ZIP code 65330 covers Gilliam, MO in Saline County with a population of about 447.

At a glance, the area shows median age of 39.1 (near the U.S. median).

It sits in telephone area code 660; U.S. House district MO-4; the KANSAS CITY media market.

Median household income in ZIP 65330 is about $40,461 — about 46% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 20.6%; unemployment rate near 3.4%; 10.4% of adults with a bachelor’s degree or higher (about 23.3 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Manufacturing, Agriculture, and Retail trade; about 13.1% of workers reporting work-from-home (about 2.1 points below the U.S. share (15.2%)); a mean commute of about 166.0 minutes (U.S. average near 26.8).

Median home value is about $109,300 — about 69% below the U.S. median home value ($348,079).

Housing tenure and rents show owner-occupancy near 74.6% (about 9.2 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 65330 in Gilliam, MO, a household would need roughly $30,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $702. That sits below the local median household income ($40,461), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Gilliam city, MO as Relatively Low (composite score 51.6), which is near the middle of the national distribution. The strongest component scores on US5 are flood (58.5) and wildfire (30.2). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Gilliam city, MO show little to no average snow and around 41.8 inches of annual precipitation.

IRS migration statistics show a net inflow of about 20 for ZIP 65330 (Gilliam city, MO) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.