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Middle Grove CDP, MO

ZIP 65263 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 65263

Median Home Value
$124,000
Median Rent
$489
Affordability Snapshot
$34,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$797/mo PITI).

11%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.3x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

21.1 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 65263 in Middle Grove CDP, MO, a household would need roughly $34,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $797. That sits below the local median household income ($53,981), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 25% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
80.3%+23% vs US avg
x
Vacancy Rate
25.4%+146% vs US avg
x
Broadband Access
76.3%-12% vs US avg
x
4+ Bedrooms
1.9%-88% vs US avg
x
Built Pre-1939
2.1%-83% vs US avg
x
Built Post-2014
0.7%-90% vs US avg
x
Rent Burden >30%
13.6%-73% vs US avg
x
Mortgage-Free
63.7%+67% vs US avg
x
$124,000
Home Value
$489
Rent
1974
Year Built
2009
Moved In

Residents have lived here since ~2009 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached73.8%
  • 1-unit attached1.3%
  • 2-9 units4.6%
  • 10+ units1.0%
  • Mobile home & other19.4%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$124,000
Median rent$489
Owner-occupied80.3%
Vacant25.4%
Price-to-income2.3x
Est. income to buy$34,000