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Clark city, MO

ZIP 65243 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 65243

Median Home Value
$205,700
Median Rent
$608
Affordability Snapshot
$57,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,321/mo PITI).

12%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.4x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

28.2 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 65243 in Clark city, MO, a household would need roughly $57,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,321. That is roughly in line with the local median household income ($59,710). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 14% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
85.5%+31% vs US avg
x
Vacancy Rate
13.9%+35% vs US avg
x
Broadband Access
74.4%-14% vs US avg
x
4+ Bedrooms
7.3%-51% vs US avg
x
Built Pre-1939
1.3%-90% vs US avg
x
Built Post-2014
7.3%+6% vs US avg
x
Rent Burden >30%
2.3%-95% vs US avg
x
Mortgage-Free
42.6%+12% vs US avg
x
$205,700
Home Value
$608
Rent
1992
Year Built
2011
Moved In

Residents have lived here since ~2011 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached76.5%
  • 1-unit attached0.8%
  • 2-9 units1.4%
  • 10+ units0.0%
  • Mobile home & other21.4%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$205,700
Median rent$608
Owner-occupied85.5%
Vacant13.9%
Price-to-income3.4x
Est. income to buy$57,000