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Lamar city, MO

ZIP 64759 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 64759

Median Home Value
$153,700
Median Rent
$507
Affordability Snapshot
$42,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$987/mo PITI).

12%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.1x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

25.3 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 64759 in Lamar city, MO, a household would need roughly $42,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $987. That sits below the local median household income ($48,955), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 15% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
65.0%-1% vs US avg
x
Vacancy Rate
14.6%+42% vs US avg
x
Broadband Access
81.9%-6% vs US avg
x
4+ Bedrooms
6.7%-55% vs US avg
x
Built Pre-1939
6.5%-49% vs US avg
x
Built Post-2014
1.4%-80% vs US avg
x
Rent Burden >30%
24.3%-51% vs US avg
x
Mortgage-Free
58.4%+53% vs US avg
x
$153,700
Home Value
$507
Rent
1975
Year Built
2013
Moved In

Residents have lived here since ~2013 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached82.6%
  • 1-unit attached0.1%
  • 2-9 units7.0%
  • 10+ units0.5%
  • Mobile home & other9.7%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$153,700
Median rent$507
Owner-occupied65.0%
Vacant14.6%
Price-to-income3.1x
Est. income to buy$42,000