ZIP Code 64739 — Creighton city, MO Demographics & Data

ZIP code 64739 covers Creighton, MO in Cass County with a population of about 1,074.

At a glance, the area shows median age of 35.7 versus a U.S. median of about 38.9.

It sits in telephone area codes 660, 816; U.S. House district MO-4; the KANSAS CITY media market.

Median household income in ZIP 64739 is about $83,618 — about 11% above the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 5.3%; unemployment rate near 15.5%; 17.2% of adults with a bachelor’s degree or higher (about 16.5 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Manufacturing, Retail trade, and Construction; about 14.2% of workers reporting work-from-home (about 1.0 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $281,100 — about 19% below the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $513 (about 56% below the U.S. median rent ($1,163)), and owner-occupancy near 90.5% (about 25.1 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 64739 in Creighton, MO, a household would need roughly $77,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,806. That is roughly in line with the local median household income ($83,618). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Creighton city, MO as Relatively Low (composite score 74.9), which is elevated versus much of the country. The strongest component scores on US5 are flood (70.5) and wildfire (29.5). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Creighton city, MO show little to no average snow and around 43.3 inches of annual precipitation.

IRS migration statistics show a net inflow of about 49 for ZIP 64739 (Creighton city, MO) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.