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Dawn CDP, MO

ZIP 64638 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 64638

Median Home Value
$175,000
Median Rent
$500
Affordability Snapshot
$48,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,124/mo PITI).

9%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.7x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

29.2 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 64638 in Dawn CDP, MO, a household would need roughly $48,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,124. That sits below the local median household income ($66,000), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 23% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
70.1%+7% vs US avg
x
Vacancy Rate
22.6%+120% vs US avg
x
Broadband Access
66.2%-24% vs US avg
x
4+ Bedrooms
3.0%-80% vs US avg
x
Built Pre-1939
16.1%+26% vs US avg
x
Built Post-2014
1.5%-78% vs US avg
x
Rent Burden >30%
4.3%-91% vs US avg
x
Mortgage-Free
63.0%+65% vs US avg
x
$175,000
Home Value
$500
Rent
1952
Year Built
2011
Moved In

Residents have lived here since ~2011 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached80.9%
  • 1-unit attached0.0%
  • 2-9 units11.6%
  • 10+ units0.0%
  • Mobile home & other7.5%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$175,000
Median rent$500
Owner-occupied70.1%
Vacant22.6%
Price-to-income2.7x
Est. income to buy$48,000