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Brookfield city, MO

ZIP 64628 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 64628

Median Home Value
$115,600
Median Rent
$406
Affordability Snapshot
$32,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$743/mo PITI).

8%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.0x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

23.7 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 64628 in Brookfield city, MO, a household would need roughly $32,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $743. That sits below the local median household income ($57,500), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 18% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
75.3%+15% vs US avg
x
Vacancy Rate
17.7%+72% vs US avg
x
Broadband Access
76.0%-13% vs US avg
x
4+ Bedrooms
7.0%-53% vs US avg
x
Built Pre-1939
8.4%-34% vs US avg
x
Built Post-2014
0.6%-91% vs US avg
x
Rent Burden >30%
22.2%-55% vs US avg
x
Mortgage-Free
60.6%+59% vs US avg
x
$115,600
Home Value
$406
Rent
1963
Year Built
2013
Moved In

Residents have lived here since ~2013 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached87.6%
  • 1-unit attached0.6%
  • 2-9 units7.5%
  • 10+ units0.1%
  • Mobile home & other4.1%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$115,600
Median rent$406
Owner-occupied75.3%
Vacant17.7%
Price-to-income2.0x
Est. income to buy$32,000