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Trimble city, MO

ZIP 64492 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 64492

Median Home Value
$206,000
Median Rent
$761
Affordability Snapshot
$57,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,323/mo PITI).

14%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.2x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

22.6 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 64492 in Trimble city, MO, a household would need roughly $57,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,323. That sits below the local median household income ($65,278), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Mostly owner-occupied, low vacancy — stable housing market.

Heating Fuel
Housing Metrics
Owner Occupied
81.6%+25% vs US avg
x
Vacancy Rate
4.5%-56% vs US avg
x
Broadband Access
90.5%+4% vs US avg
x
4+ Bedrooms
4.5%-69% vs US avg
x
Built Pre-1939
2.3%-82% vs US avg
x
Built Post-2014
0.4%-94% vs US avg
x
Rent Burden >30%
9.4%-81% vs US avg
x
Mortgage-Free
31.8%-17% vs US avg
x
$206,000
Home Value
$761
Rent
1984
Year Built
2012
Moved In

Residents have lived here since ~2012 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached90.4%
  • 1-unit attached2.5%
  • 2-9 units6.9%
  • 10+ units0.3%
  • Mobile home & other0.0%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$206,000
Median rent$761
Owner-occupied81.6%
Vacant4.5%
Price-to-income3.2x
Est. income to buy$57,000