ZIP Code 64455 — Graham town, MO Demographics & Data

ZIP code 64455 covers Graham, MO in Nodaway County with a population of about 310.

At a glance, the area shows median age of 58.7 versus a U.S. median of about 38.9.

It sits in telephone area code 660; U.S. House district MO-6; the KANSAS CITY media market.

Graham, MO fits a retirement-oriented profile (high share of residents 65+ (41.0%)). Residents and relocators commonly research healthcare access, everyday amenities (dining, personal services), and housing costs rather than tech or campus life.

Median household income in ZIP 64455 is about $60,625 — about 19% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 20.1%; unemployment rate near 2.8%; 15.5% of adults with a bachelor’s degree or higher (about 18.2 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Agriculture, Education, and Manufacturing; about 11.4% of workers reporting work-from-home (about 3.8 points below the U.S. share (15.2%)); a mean commute of about 93.0 minutes (U.S. average near 26.8).

Median home value is about $81,400 — about 77% below the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $382 (about 67% below the U.S. median rent ($1,163)), and owner-occupancy near 69.3% (about 3.9 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 64455 in Graham, MO, a household would need roughly $22,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $523. That sits below the local median household income ($60,625), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Graham town, MO as Relatively Low (composite score 45.6), which is near the middle of the national distribution. The strongest component scores on US5 are wildfire (53.0) and flood (51.0). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Graham town, MO show little to no average snow and around 38.4 inches of annual precipitation.

IRS migration statistics show a net inflow of about 14 for ZIP 64455 (Graham town, MO) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.