US5.com
  1. Home
  2. States
  3. Missouri
  4. ZIP 64444
  5. Housing & Real Estate
Ridgely village, MO

ZIP 64444 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 64444

Median Home Value
$217,900
Median Rent
$436
Affordability Snapshot
$60,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,400/mo PITI).

7%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.8x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

41.6 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 64444 in Ridgely village, MO, a household would need roughly $60,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,400. That sits below the local median household income ($77,583), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Owner-occupied majority; balanced tenure mix.

Heating Fuel
Housing Metrics
Owner Occupied
73.7%+13% vs US avg
x
Vacancy Rate
1.2%-88% vs US avg
x
Broadband Access
69.7%-20% vs US avg
x
4+ Bedrooms
4.5%-69% vs US avg
x
Built Pre-1939
2.1%-84% vs US avg
x
Built Post-2014
2.8%-60% vs US avg
x
Rent Burden >30%
3.4%-93% vs US avg
x
Mortgage-Free
47.1%+23% vs US avg
x
$217,900
Home Value
$436
Rent
1966
Year Built
2005
Moved In

Residents have lived here since ~2005 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached94.3%
  • 1-unit attached0.5%
  • 2-9 units2.4%
  • 10+ units2.4%
  • Mobile home & other0.3%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$217,900
Median rent$436
Owner-occupied73.7%
Vacant1.2%
Price-to-income2.8x
Est. income to buy$60,000