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Kansas City city, MO

ZIP 64158 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 64158

Median Home Value
$352,300
Median Rent
$1,316
Affordability Snapshot
$97,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$2,263/mo PITI).

16%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.7x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

22.3 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 64158 in Kansas City city, MO, a household would need roughly $97,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,263. That is roughly in line with the local median household income ($95,781). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Diverse housing tenure.

Heating Fuel
Housing Metrics
Owner Occupied
52.6%-20% vs US avg
x
Vacancy Rate
9.1%-12% vs US avg
x
Broadband Access
96.2%+11% vs US avg
x
4+ Bedrooms
9.0%-39% vs US avg
x
Built Pre-1939
0.0%
x
Built Post-2014
3.3%-52% vs US avg
x
Rent Burden >30%
13.0%-74% vs US avg
x
Mortgage-Free
19.9%-48% vs US avg
x
$352,300
Home Value
$1,316
Rent
2004
Year Built
N/A
Moved In
Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached50.3%
  • 1-unit attached1.2%
  • 2-9 units9.8%
  • 10+ units38.6%
  • Mobile home & other0.0%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$352,300
Median rent$1,316
Owner-occupied52.6%
Vacant9.1%
Price-to-income3.7x
Est. income to buy$97,000