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Riverside city, MO

ZIP 64150 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 64150

Median Home Value
$323,300
Median Rent
$805
Affordability Snapshot
$89,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$2,077/mo PITI).

19%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

6.3x
Home Price-to-Income Ratio

Well above the 3-5x guideline — challenging for first-time buyers.

33.5 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 64150 in Riverside city, MO, a household would need roughly $89,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,077. That is about 73% above the local median household income ($51,500), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Diverse housing tenure.

Heating Fuel
Housing Metrics
Owner Occupied
44.8%-31% vs US avg
x
Vacancy Rate
3.8%-64% vs US avg
x
Broadband Access
85.7%-1% vs US avg
x
4+ Bedrooms
6.1%-59% vs US avg
x
Built Pre-1939
0.7%-94% vs US avg
x
Built Post-2014
3.6%-47% vs US avg
x
Rent Burden >30%
21.6%-57% vs US avg
x
Mortgage-Free
32.7%-14% vs US avg
x
$323,300
Home Value
$805
Rent
1976
Year Built
2018
Moved In

Residents have lived here since ~2018 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached43.5%
  • 1-unit attached7.7%
  • 2-9 units31.2%
  • 10+ units15.8%
  • Mobile home & other1.9%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$323,300
Median rent$805
Owner-occupied44.8%
Vacant3.8%
Price-to-income6.3x
Est. income to buy$89,000