ZIP Code 64146 — Kansas City city, MO Demographics & Data

ZIP code 64146 covers Kansas City, MO in Jackson County with a population of about 1,342.

At a glance, the area shows median age of 49.9 versus a U.S. median of about 38.9.

It sits in telephone area code 816; U.S. House district MO-5; the KANSAS CITY media market.

Kansas City, MO sits in a university / college context (near avila university (2.4 mi)). Expect stronger interest in student housing, rentals, walkability, transit, and a younger adult age mix versus typical suburban ZIPs.

Median household income in ZIP 64146 is about $56,207 — about 25% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 9.8%; unemployment rate near 0.0%; 60.5% of adults with a bachelor’s degree or higher (about 26.8 points above the national share (33.7%)).

Labor and commute patterns include leading industry context around Retail trade, Other services, and Real estate; about 11.3% of workers reporting work-from-home (about 3.9 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $205,200 — about 41% below the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $1,053 (about 9% below the U.S. median rent ($1,163)), and owner-occupancy near 81.2% (about 15.8 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 64146 in Kansas City, MO, a household would need roughly $56,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,318. That is roughly in line with the local median household income ($56,207). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Kansas City city, MO as Relatively High (composite score 96.5), which is among the highest nationally. The strongest component scores on US5 are flood (96.5) and wildfire (49.2). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Kansas City city, MO show little to no average snow and around 37.7 inches of annual precipitation.

IRS migration statistics show a net inflow of about 61 for ZIP 64146 (Kansas City city, MO) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.