ZIP Code 64128 — Kansas City city, MO Demographics & Data

ZIP code 64128 covers Kansas City, MO in Jackson County with a population of about 12,445.

At a glance, the area shows median age of 39.9 (near the U.S. median).

It sits in telephone area code 816; U.S. House district MO-5; the KANSAS CITY media market.

Kansas City, MO sits in a university / college context (near aviation institute of maintenance-kansas city (2.1 mi)). Expect stronger interest in student housing, rentals, walkability, transit, and a younger adult age mix versus typical suburban ZIPs.

Median household income in ZIP 64128 is about $35,257 — about 53% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 28.1%; unemployment rate near 9.8%; 10.1% of adults with a bachelor’s degree or higher (about 23.6 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Healthcare, Transportation, and Construction; about 7.2% of workers reporting work-from-home (about 8.0 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $64,800 — about 81% below the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $678 (about 42% below the U.S. median rent ($1,163)), and owner-occupancy near 45.6% (about 19.8 points below the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 64128 in Kansas City, MO, a household would need roughly $18,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $416. That sits below the local median household income ($35,257), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Kansas City city, MO as Relatively High (composite score 96.5), which is among the highest nationally. The strongest component scores on US5 are flood (96.5) and wildfire (49.2). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Kansas City city, MO show little to no average snow and around 38.1 inches of annual precipitation.

IRS migration statistics show a net inflow of about 563 for ZIP 64128 (Kansas City city, MO) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.