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Kansas City city, MO

ZIP 64127 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Low Income AreaLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 64127

Median Home Value
$59,300
Median Rent
$656
Affordability Snapshot
$16,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$381/mo PITI).

24%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

1.8x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

7.5 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 64127 in Kansas City city, MO, a household would need roughly $16,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $381. That sits below the local median household income ($32,179), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 15% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
46.8%-28% vs US avg
x
Vacancy Rate
15.1%+47% vs US avg
x
Broadband Access
77.1%-11% vs US avg
x
4+ Bedrooms
3.4%-77% vs US avg
x
Built Pre-1939
7.4%-42% vs US avg
x
Built Post-2014
0.5%-93% vs US avg
x
Rent Burden >30%
45.5%-8% vs US avg
x
Mortgage-Free
65.6%+72% vs US avg
x
$59,300
Home Value
$656
Rent
1949
Year Built
2014
Moved In

Residents have lived here since ~2014 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached64.1%
  • 1-unit attached5.3%
  • 2-9 units14.8%
  • 10+ units15.3%
  • Mobile home & other0.5%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$59,300
Median rent$656
Owner-occupied46.8%
Vacant15.1%
Price-to-income1.8x
Est. income to buy$16,000