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Kansas City city, MO

ZIP 64106 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 64106

Median Home Value
$220,900
Median Rent
$1,069
Affordability Snapshot
$61,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,419/mo PITI).

22%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.8x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

17.2 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 64106 in Kansas City city, MO, a household would need roughly $61,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,419. That is roughly in line with the local median household income ($57,680). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Diverse housing tenure.

Heating Fuel
Housing Metrics
Owner Occupied
17.8%-73% vs US avg
x
Vacancy Rate
9.6%-6% vs US avg
x
Broadband Access
77.5%-11% vs US avg
x
4+ Bedrooms
0.5%-97% vs US avg
x
Built Pre-1939
3.8%-70% vs US avg
x
Built Post-2014
0.2%-97% vs US avg
x
Rent Burden >30%
15.1%-70% vs US avg
x
Mortgage-Free
46.5%+22% vs US avg
x
$220,900
Home Value
$1,069
Rent
1973
Year Built
2019
Moved In

Residents have lived here since ~2019 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached4.7%
  • 1-unit attached3.1%
  • 2-9 units17.8%
  • 10+ units74.3%
  • Mobile home & other0.1%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$220,900
Median rent$1,069
Owner-occupied17.8%
Vacant9.6%
Price-to-income3.8x
Est. income to buy$61,000