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Lee's Summit city, MO

ZIP 64086 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Upper Middle ClassLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 64086

Median Home Value
$288,400
Median Rent
$1,213
Affordability Snapshot
$79,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,853/mo PITI).

14%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.7x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

19.8 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 64086 in Lee's Summit city, MO, a household would need roughly $79,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,853. That sits below the local median household income ($107,098), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Owner-occupied majority; balanced tenure mix.

Heating Fuel
Housing Metrics
Owner Occupied
75.6%+16% vs US avg
x
Vacancy Rate
8.5%-17% vs US avg
x
Broadband Access
96.2%+11% vs US avg
x
4+ Bedrooms
5.5%-63% vs US avg
x
Built Pre-1939
2.3%-82% vs US avg
x
Built Post-2014
2.0%-70% vs US avg
x
Rent Burden >30%
13.8%-72% vs US avg
x
Mortgage-Free
34.5%-10% vs US avg
x
$288,400
Home Value
$1,213
Rent
1992
Year Built
2013
Moved In

Residents have lived here since ~2013 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached80.1%
  • 1-unit attached3.7%
  • 2-9 units5.9%
  • 10+ units10.1%
  • Mobile home & other0.2%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$288,400
Median rent$1,213
Owner-occupied75.6%
Vacant8.5%
Price-to-income2.7x
Est. income to buy$79,000