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Raymore city, MO

ZIP 64083 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 64083

Median Home Value
$316,100
Median Rent
$1,101
Affordability Snapshot
$87,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$2,031/mo PITI).

13%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.2x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

23.9 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 64083 in Raymore city, MO, a household would need roughly $87,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,031. That sits below the local median household income ($99,575), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Mostly owner-occupied, low vacancy — stable housing market.

Heating Fuel
Housing Metrics
Owner Occupied
79.0%+21% vs US avg
x
Vacancy Rate
3.9%-62% vs US avg
x
Broadband Access
94.3%+8% vs US avg
x
4+ Bedrooms
9.0%-39% vs US avg
x
Built Pre-1939
0.4%-97% vs US avg
x
Built Post-2014
3.0%-57% vs US avg
x
Rent Burden >30%
24.9%-50% vs US avg
x
Mortgage-Free
29.0%-24% vs US avg
x
$316,100
Home Value
$1,101
Rent
2001
Year Built
2014
Moved In

Residents have lived here since ~2014 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached79.5%
  • 1-unit attached5.6%
  • 2-9 units6.9%
  • 10+ units4.8%
  • Mobile home & other3.2%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$316,100
Median rent$1,101
Owner-occupied79.0%
Vacant3.9%
Price-to-income3.2x
Est. income to buy$87,000