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Grain Valley city, MO

ZIP 64029 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 64029

Median Home Value
$284,700
Median Rent
$1,112
Affordability Snapshot
$78,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,829/mo PITI).

15%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.2x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

21.3 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 64029 in Grain Valley city, MO, a household would need roughly $78,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,829. That sits below the local median household income ($89,074), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Owner-occupied majority; balanced tenure mix.

Heating Fuel
Housing Metrics
Owner Occupied
72.4%+11% vs US avg
x
Vacancy Rate
5.3%-48% vs US avg
x
Broadband Access
95.0%+9% vs US avg
x
4+ Bedrooms
5.0%-67% vs US avg
x
Built Pre-1939
0.4%-97% vs US avg
x
Built Post-2014
2.9%-58% vs US avg
x
Rent Burden >30%
11.6%-77% vs US avg
x
Mortgage-Free
21.0%-45% vs US avg
x
$284,700
Home Value
$1,112
Rent
2001
Year Built
2014
Moved In

Residents have lived here since ~2014 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached76.7%
  • 1-unit attached13.6%
  • 2-9 units5.9%
  • 10+ units3.0%
  • Mobile home & other0.8%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$284,700
Median rent$1,112
Owner-occupied72.4%
Vacant5.3%
Price-to-income3.2x
Est. income to buy$78,000