ZIP Code 63965 — Van Buren town, MO Demographics & Data

ZIP code 63965 covers Van Buren, MO in Carter County with a population of about 2,433.

At a glance, the area shows median age of 41.3 versus a U.S. median of about 38.9.

It sits in telephone area code 573; U.S. House district MO-8; the PADUCAH - CAPE GIRAR D - HARSBG media market.

Median household income in ZIP 63965 is about $33,068 — about 56% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 30.9%; unemployment rate near 4.6%; 11.0% of adults with a bachelor’s degree or higher (about 22.7 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Manufacturing, Retail trade, and Healthcare; about 3.8% of workers reporting work-from-home (about 11.4 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $118,800 — about 66% below the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $363 (about 69% below the U.S. median rent ($1,163)), and owner-occupancy near 57.7% (about 7.7 points below the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 63965 in Van Buren, MO, a household would need roughly $33,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $763. That is roughly in line with the local median household income ($33,068). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Van Buren town, MO as Relatively Low (composite score 53.9), which is near the middle of the national distribution. The strongest component scores on US5 are flood (60.6) and wildfire (47.5). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Van Buren town, MO show little to no average snow and around 48.7 inches of annual precipitation.

IRS migration statistics show a net inflow of about 110 for ZIP 63965 (Van Buren town, MO) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.