ZIP Code 63954 — Neelyville city, MO Demographics & Data

ZIP code 63954 covers Neelyville, MO in Butler County with a population of about 981.

At a glance, the area shows median age of 47.4 versus a U.S. median of about 38.9.

It sits in telephone area code 573; U.S. House district MO-8; the PADUCAH - CAPE GIRAR D - HARSBG media market.

Median household income in ZIP 63954 is about $39,554 — about 47% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 29.1%; unemployment rate near 4.6%; 6.3% of adults with a bachelor’s degree or higher (about 27.4 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Transportation, Retail trade, and Healthcare; about 9.4% of workers reporting work-from-home (about 5.8 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $77,600 — about 78% below the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $419 (about 64% below the U.S. median rent ($1,163)), and owner-occupancy near 73.8% (about 8.3 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 63954 in Neelyville, MO, a household would need roughly $21,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $498. That sits below the local median household income ($39,554), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Neelyville city, MO as Relatively Moderate (composite score 83.1), which is elevated versus much of the country. The strongest component scores on US5 are flood (79.1) and hurricane (44.0). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Neelyville city, MO show little to no average snow and around 49.5 inches of annual precipitation.

IRS migration statistics show a net inflow of about 44 for ZIP 63954 (Neelyville city, MO) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.