ZIP Code 63840 — Deering CDP, MO Demographics & Data

ZIP code 63840 covers Deering, MO in Pemiscot County with a population of about 57.

At a glance, the area shows median age of 37.6 (near the U.S. median).

It sits in telephone area code 573; U.S. House district MO-8; the MEMPHIS media market.

Median household income in ZIP 63840 is about $46,250 — about 38% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 3.5%; unemployment rate near 0.0%; 5.0% of adults with a bachelor’s degree or higher (about 28.7 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Manufacturing, Construction, and Utilities; a mean commute of about 24.0 minutes (U.S. average near 26.8).

Median home value is about $45,600 — about 87% below the U.S. median home value ($348,079).

Housing tenure and rents show owner-occupancy near 100.0% (about 34.6 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 63840 in Deering, MO, a household would need roughly $13,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $293. That sits below the local median household income ($46,250), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Deering CDP, MO as Relatively Low (composite score 78.0), which is elevated versus much of the country. The strongest component scores on US5 are hurricane (46.3) and flood (27.5). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Deering CDP, MO show limited published climate normals on US5.

IRS migration statistics show a net inflow of about 3 for ZIP 63840 (Deering CDP, MO) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.