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Clarkton city, MO

ZIP 63837 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 63837

Median Home Value
$55,000
Median Rent
$353
Affordability Snapshot
$15,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$353/mo PITI).

9%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

1.1x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

13.0 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 63837 in Clarkton city, MO, a household would need roughly $15,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $353. That sits below the local median household income ($47,899), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 25% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
60.3%-8% vs US avg
x
Vacancy Rate
25.3%+146% vs US avg
x
Broadband Access
85.3%-2% vs US avg
x
4+ Bedrooms
1.8%-88% vs US avg
x
Built Pre-1939
8.0%-37% vs US avg
x
Built Post-2014
0.0%
x
Rent Burden >30%
4.3%-91% vs US avg
x
Mortgage-Free
63.8%+67% vs US avg
x
$55,000
Home Value
$353
Rent
1972
Year Built
2012
Moved In

Residents have lived here since ~2012 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached75.5%
  • 1-unit attached0.0%
  • 2-9 units11.0%
  • 10+ units0.0%
  • Mobile home & other13.5%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$55,000
Median rent$353
Owner-occupied60.3%
Vacant25.3%
Price-to-income1.1x
Est. income to buy$15,000