US5.com
  1. Home
  2. States
  3. Missouri
  4. ZIP 63829
  5. Housing & Real Estate
Cardwell city, MO

ZIP 63829 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Low Income AreaLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 63829

Median Home Value
$58,100
Median Rent
$420
Affordability Snapshot
$16,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$373/mo PITI).

21%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.4x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

11.5 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 63829 in Cardwell city, MO, a household would need roughly $16,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $373. That sits below the local median household income ($23,854), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 20% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
51.6%-21% vs US avg
x
Vacancy Rate
20.1%+95% vs US avg
x
Broadband Access
92.8%+7% vs US avg
x
4+ Bedrooms
4.5%-70% vs US avg
x
Built Pre-1939
4.3%-67% vs US avg
x
Built Post-2014
0.0%
x
Rent Burden >30%
44.7%-10% vs US avg
x
Mortgage-Free
65.8%+72% vs US avg
x
$58,100
Home Value
$420
Rent
1975
Year Built
2018
Moved In

Residents have lived here since ~2018 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached71.9%
  • 1-unit attached0.6%
  • 2-9 units14.7%
  • 10+ units0.0%
  • Mobile home & other12.8%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$58,100
Median rent$420
Owner-occupied51.6%
Vacant20.1%
Price-to-income2.4x
Est. income to buy$16,000