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Anniston town, MO

ZIP 63820 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 63820

Median Home Value
$53,100
Median Rent
$394
Affordability Snapshot
$15,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$341/mo PITI).

12%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

1.4x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

11.2 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 63820 in Anniston town, MO, a household would need roughly $15,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $341. That sits below the local median household income ($38,750), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 15% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
87.4%+34% vs US avg
x
Vacancy Rate
14.6%+42% vs US avg
x
Broadband Access
73.0%-16% vs US avg
x
4+ Bedrooms
0.0%
x
Built Pre-1939
13.8%+8% vs US avg
x
Built Post-2014
0.0%
x
Rent Burden >30%
42.9%-14% vs US avg
x
Mortgage-Free
94.8%+148% vs US avg
x
$53,100
Home Value
$394
Rent
1977
Year Built
1998
Moved In

Residents have lived here since ~1998 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached70.8%
  • 1-unit attached0.0%
  • 2-9 units0.0%
  • 10+ units0.0%
  • Mobile home & other29.2%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$53,100
Median rent$394
Owner-occupied87.4%
Vacant14.6%
Price-to-income1.4x
Est. income to buy$15,000