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Zalma CDP, MO

ZIP 63787 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 63787

Median Home Value
$101,400
Median Rent
N/A
Affordability Snapshot
$28,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$651/mo PITI).

2.2x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

To comfortably buy a median-priced home in ZIP 63787 in Zalma CDP, MO, a household would need roughly $28,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $651. That sits below the local median household income ($45,893), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 25% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
88.8%+36% vs US avg
x
Vacancy Rate
24.7%+139% vs US avg
x
Broadband Access
61.9%-29% vs US avg
x
4+ Bedrooms
7.1%-52% vs US avg
x
Built Pre-1939
4.0%-68% vs US avg
x
Built Post-2014
1.0%-85% vs US avg
x
Rent Burden >30%
12.0%-76% vs US avg
x
Mortgage-Free
54.0%+41% vs US avg
x
$101,400
Home Value
N/A
Rent
1975
Year Built
2005
Moved In

Residents have lived here since ~2005 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached81.1%
  • 1-unit attached0.0%
  • 2-9 units0.0%
  • 10+ units0.0%
  • Mobile home & other18.9%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$101,400
Median rent$-666,666,666
Owner-occupied88.8%
Vacant24.7%
Price-to-income2.2x
Est. income to buy$28,000