ZIP Code 63745 — Dutchtown CDP, MO Demographics & Data

ZIP code 63745 covers Dutchtown, MO in Cape Girardeau County with a population of about 146.

At a glance, the area shows median age of 52.9 versus a U.S. median of about 38.9.

It sits in telephone area code 573; U.S. House district MO-8; the PADUCAH - CAPE GIRAR D - HARSBG media market.

On socioeconomic markers, US5 shows a poverty rate of 0.0%; unemployment rate near 15.9%; 12.0% of adults with a bachelor’s degree or higher (about 21.7 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Construction, Retail trade, and Manufacturing; a mean commute of about 74.0 minutes (U.S. average near 26.8).

Median home value is about $107,500 — about 69% below the U.S. median home value ($348,079).

Housing tenure and rents show owner-occupancy near 100.0% (about 34.6 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 63745 in Dutchtown, MO, a household would need roughly $30,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $691. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Dutchtown CDP, MO as Relatively Moderate (composite score 85.7), which is elevated versus much of the country. The strongest component scores on US5 are flood (78.1) and hurricane (38.3). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Dutchtown CDP, MO show little to no average snow and around 47.9 inches of annual precipitation.

IRS migration statistics show a net inflow of about 7 for ZIP 63745 (Dutchtown CDP, MO) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.